What is Personal Injury?

Injuries caused by negligence are often covered by liability insurance. People and businesses typically purchase liability insurance to protect them from claims arising from their negligence.

For example, the law in most states requires that owners and drivers of automobiles certain minimum amounts of liability insurance. Failure to carry sufficient liability insurance coverage can result in the loss of license privileges.

Homeowners and property owners also carry liability insurance to protect them from claims for injuries that occur on their premises.

Liability insurance also helps cover professionals, such as doctors, lawyers, accountants, architects, and engineers for damages caused by their professional negligence.

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If you have suffered an injury due to someone else's negligence, you should contact an attorney who practices personal injury law.

There may be an insurance policy in effect that would provide coverage for your situation. It is important to realize that claims for injuries or damages are not allowed after a certain period of time has passed.